Privacy Policy

BlinkEarn (operated by Blink Tech & IT Consult) is committed to protecting your personal information. This Privacy Policy explains what data we collect, how we use it, and your rights regarding that data when you use our platform at blinkearn.ng.

1. Information We Collect

We collect the following types of information when you register or use BlinkEarn:

• Personal Details: Full name, email address, phone number
• Financial Information: Bank account name, bank name, and account number (for withdrawal processing)
• Usage Data: Pages visited, referral activity, login history, device/browser info, IP address
• Communications: Support tickets, messages, and correspondence you send us
• Payment Records: Transaction history, membership fees paid, and commission records

2. How We Use Your Information

Your information is used to:

• Create and manage your BlinkEarn account
• Process commission payments and withdrawals to your bank account
• Verify your identity and prevent fraud
• Send transactional emails (account confirmation, payment alerts, important notices)
• Send marketing communications (you may opt out at any time)
• Improve our platform, detect bugs, and analyze usage patterns
• Comply with applicable Nigerian laws and regulations

3. Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. We may share your data only in the following limited circumstances:

• Payment Processors: Bank or fintech partners (e.g., Paystack, Flutterwave) to complete transactions
• Legal Compliance: When required by Nigerian law, court order, or regulatory authority
• Fraud Prevention: With law enforcement agencies to investigate suspected fraud or abuse
• Service Providers: Trusted third-party tools we use to operate the platform (e.g., email delivery services), bound by confidentiality agreements

4. Cookies & Tracking

BlinkEarn uses cookies and similar technologies to keep you logged in, remember your preferences, and track referral activity. Cookies do not contain your bank or payment details. You may disable cookies in your browser settings, but doing so may affect some platform features including affiliate tracking.

5. Data Security

We take data security seriously. Your password is encrypted and never stored in plain text. Sensitive financial data is handled using industry-standard encryption. However, no online system is 100% secure — you should protect your account credentials and notify us immediately at support@blinkearn.ng if you suspect unauthorized access.

6. Data Retention

We retain your personal data for as long as your account is active and for a reasonable period thereafter for legal, tax, and audit purposes. If you request account deletion, we will remove your personally identifiable information within 30 days, except where retention is required by law.

7. Your Rights

As a BlinkEarn user, you have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate information
• Request deletion of your account and personal data
• Opt out of marketing emails at any time
• Lodge a complaint with us regarding how your data is handled

To exercise any of these rights, contact us at support@blinkearn.ng.

8. Minors

BlinkEarn is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we discover that a minor has registered, we will promptly delete their account and associated data.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will notify you of significant changes via email or an in-platform announcement. Your continued use of BlinkEarn after an update constitutes acceptance of the revised policy.